

Configuring one’s system to always login as root in Linux is significantly easier than rooting an Android phone. One needs to know their way to root their phone and spend significant amount of time tinkering with it so that everything works properly.
As for malicious apps, there are many such apps on the Play Store as well. In fact, I would argue that the safest distribution channel is F Droid and not Play Store.
I can’t speak for foreign banks but for banks in my country, they have a problem that is way way worse than any Android stuff can solve ( read: giving access to your account only via SINGLE password and only asking for SMS OTP when transaction is done; and of course no hardware key support). I don’t wish my banking data to be less secure than a WordPress account!
There is one called FairEmail. While it technically has a pro version (one time purchase), but most of the needed features are available on the free tier. Plus it’s available on F Droid as well, so that’s a plus and is continuously maintained.